From sign-up to first payment in 3 steps.
No lengthy integrations. No waiting for approval. Just a clean API that works the first time.
Create your account
Sign up in 60 seconds using Google or email. No credit card required for the sandbox.
Add your credentials
Paste your provider credentials. We encrypt them instantly — you never have to handle them again.
Make your first API call
Pick a language, copy the snippet, hit send. Your first payment lands in seconds.
Everything you need to move money across Africa.
Built from the ground up for African commerce — not an afterthought bolted onto a Western gateway.
Go live in under 5 minutes
No complex onboarding. Create an account, add your provider credentials, and start accepting MTN MoMo and Airtel Money within minutes — not days.
Bank-grade security, built in
Credentials are encrypted at rest with AES-256-GCM. JWTs with automatic rotation, rate limiting, and a full audit trail on every action.
Pan-African by design
One integration covers Uganda, Kenya, Nigeria, Ghana, Rwanda, and South Africa. Every major mobile money network under a single REST API.
Deposits & payouts
Both directions — accept money from customers and send disbursements, salaries, or refunds directly to mobile wallets in real time.
Real-time dashboard
Monitor every transaction, check live balances, and view your volume metrics from a modern dashboard. No spreadsheet hunting.
Signed webhook events
Get notified instantly as payments settle. Every webhook is signed so your server can verify authenticity without storing secrets.
A clean REST API your team will actually enjoy.
Predictable JSON, clear error codes, and comprehensive documentation. Works with any language — if it can make an HTTP request, it can use AUP.
- Deposits — pull from MTN MoMo & Airtel Money
- Payouts — disburse to any mobile wallet
- Balance queries — check your live provider balance
- Signed webhooks — verified payment notifications
- JWT auth with automatic rotation
- Sandbox environment — test without real money
curl -X POST \
https://api.aupayafrica.com/v1/payments/deposit \
-H "Authorization: Bearer <token>" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "UGX",
"account": "256771234567",
"narrative": "Payment for Order #1042",
"provider": "MTN_UG"
}'{ "status": "PENDING", "transaction_id": "a1b2c3d4-...", "provider_tx_ref": "MTN-284719-TX" }